💷 UK Wage Calculator

Calculate your take home pay with accurate UK tax rates, National Insurance, and pension contributions for 2024/2025.

💰 Enter Your Salary

📅 Yearly

📆 Monthly

📋 4-Weekly

Annual Gross Salary

Include Pension Contribution

Pension Contribution (%)

Student Loan Repayment

Student Loan Plan

📊 Your Take Home Pay

Annual Take Home

£0

Monthly

£0

4-Weekly

£0

Weekly

£0

Daily

£0

💸 Deductions Breakdown

Gross Salary £0

Income Tax £0

National Insurance £0

Pension Contribution £0

Student Loan Repayment £0

Total Deductions £0

ℹ️ Tax Year 2024/2025: Calculations based on current UK tax rates. Personal allowance: £12,570. Basic rate: 20% (£12,571-£50,270). Higher rate: 40% (£50,271-£125,140). Additional rate: 45% (over £125,140).

❓ Frequently Asked Questions

What tax rates are used?

We use the official 2024/2025 UK tax rates: Personal allowance £12,570, Basic rate 20%, Higher rate 40%, Additional rate 45%.

How is National Insurance calculated?

Class 1 NI: 12% on earnings between £12,570-£50,270, then 2% above that. Employer NI is not deducted from your salary.

What about pension contributions?

Pension contributions are deducted pre-tax, reducing your taxable income. Most workplace pensions are around 5% employee contribution.

Which student loan plan am I on?

Plan 1: Started before Sept 2012. Plan 2: Started Sept 2012 onwards (most common). Plan 4: Scotland. Postgraduate: Masters/PhD loans.

Is this calculator accurate?

This calculator provides estimates based on standard UK tax rates. Your actual take home may vary based on tax codes, benefits, and other factors. Consult HMRC for official calculations.